ICICI Prudential Life Insurance

How ICICI Prudential Life Insurance can lead to a Happy Life?

Introduction

All of us at some point in our lives do think of neither some ways where we can save some money for our retirement. As that would be the time where none of us could gather courage nor enough momentum to complete our regular tasks. All your solution can be found in ICICI Prudential Life Insurance

Hasn’t it been true that most of us anticipate more about how would be the tomorrow without living the present day? This is not at all dreamy but a hard-hitting reality that has surfaced all of us and has even made us accustomed to accept the unfair our lives intend to be despite earning a six-figure salary.  

We all feel envious after hearing out somebody’s successful journey. But many a time we forgot to glance at the grit determination underwent by that somebody. As the outcome of today is the reflection of what went into the making. 

Why ICICI Prudential Life Insurance?

A country where the hike in prices is inversely proportional to the income of the people. Is itself in a state where survival is next to entering a battlefield. So a weapon like an Agni-Baan (fire-band) in the form of heavy expenses might suck out the souls from living beings. 

Where have we fallen short to fill the widening void of downgrading economy that perpetuated shortcomings and disrupted the lives of millions across the country? Governments come and go but fail to secure the lives of people. 

Confused Upon which Financial Insurance Policy?

No need to worry more when ICICI Prudential Life Insurance is ready to help you out in every step of life ushering you to remain cheerful always.

Letting others understand how unjust the lives have become and allowing them to grasp more about fantastic life. Insurance policies offering best-in-class premiums. As it determines how easiness is conceived without shedding any shelling of negative thoughts over the minds of young guns. 

Life is not a race, a wise man once said to his son who didn’t fare up to the expectations of his elder brother, trust us this is the true -Thomas Edison. 

ICICI Prudential Life Status

  • It allows one to strategize goal-based savings that allow one to bounce back from any financial roadblock in the future.
  • Allows one to create S.M.A.R.T goals that stand for specific, measurable, achievable, realistic, and timebound. 
  • It also lets one remember that life goals are far more different from those that friends usually have. Thus life situations do vary and not all the families are the same. It plunges one to end-up with their set of responsibilities.
  • Thus, the major task for one is to identify the life goals especially those set of goals that are different from what one’s friend has. It might end one with their own set of responsibilities. 
  • ICICI Insurance plan safeguards the kid’s education expenses. So it adheres to create specific, measurable, achievable, realistic, and time-bound by creating child education expenses that might go near to Rs 25 lakhs.
  • They also allow one to create more than one revenue system

ICICI Prudential Insurance will Help You out this Pandemic

These days what frightens people more is the job-security that is the result on-going pandemic. According to a think tank survey conducted on the research of COVID-19, it has been concluded that more than 40% of the people in urban areas are facing the problem of salary reduction. 

To improvise with concerns about the possible salary, one should opt for ICICI Prudential Life Insurance. As it consists of a contingency plan too. If a person does not have the time to work for multiple jobs then there are financial tools. It allows one to earn a passive income while not disturbing the daily work. 

Thus it can be said that ICIC Life Prudential Scheme is a concrete plan. It offers the dual benefit of life cover along with savings that too at affordable premiums and also guarantees a comfortable living. 

Also readAegon Life Insurance

ICICI Prudential Online Payments

It helps one to save at least 30% of the savings from their current income. This pandemic has taught people that saving is indispensable. So, it allows one to stabilize their financial goals by easily planning how one can save money.

Perhaps, goal-based saving is the best source of turning dreams into realities for any policyholder. Whether the discussion is related to buy a new car, house, or on-going a faraway vacation too, it surely helps in a long way.

It usually comes with a thumb rule. In which it allows one to put at least 30% of their earnings into financial assets. Such as fixed deposits, life insurance as well as the government bonds that aims to benefit the people in the long term. 

 

Features Linked with ICICI Prudential Life Insurance Plans

There Insurance Plan is also known for serving the dual purpose of life cover and investment. It also enables one to plan multiple financial objectives that too in advance. 

It also brings tax benefits that apply to premium payment as per the section 80-C. The maturity benefits that come within Section 10(10-D) of the Income Tax Act.  

Usually offer a free look period which starts from 15-days. From the date of receiving through Distance Marketing and goes on until 30 days from the date of receiving this policy. In the case of electronic policy, it is purchased through the source of Distance Marketing.

Benefits Linked with ICICI Prudential Life Insurance

a) Offers a complete life cover with low-cost online term insurance plans

b) Helps one to meet their dual needs of life cover and investment. 

c) Lets you to plan your retirement fund systematically.

d) Life Insurance Plans Offered by ICICI Prudential Life Insurance

e) Unit Linked Insurance Plans

Personal Investment in ICICI Lombard Life Insurance

i. ICICI Pru Elite Life Super: ICICI Pru Elite Life Super is the protection and investment combined unit-linked insurance plan. They provide life insurance to protect their loved ones. In case of sudden departure, it offers ample investment options to help your fund grow.

ii. ICICI Pru Elite Wealth Super:  ICICI Pru Elite Wealth Super is considered as the protective and saving oriented unit-linked insurance plan. It has life insurance cover along with numerous options for investment concerning premium payment and fund choices.

iii. ICICI Pru Guaranteed Wealth Protector: ICICI Pru Guaranteed Wealth Protector is regarded as the unit-linked insurance plan. which provides the right opportunity to get good returns on investment along with a guarantee on the money invested. It generally comes with life cover to that take care of the policy holder’s beloved persons. 

iv. ICICI Pru Wealth Builder II: It is regarded as the linked plan that offers Maturity Benefit which is equivalent to the Fund Value and usually has two aspects like loyalty additions, wealth booster. In this plan, the death benefit is also payable to the nominee in a certain form.

FAQ’s

In such a situation the policyholder loses all the benefits of the life insurance plan and the invested amount will be handed over after the lock-in period

You can get your policy revived within two years from the date of the policy discontinued. 

Users/customers can check the policy value/status by using the SMS helpline service offered by ICICI Prudential Life Insurance company

A policy will acquire the surrender value on payment of premiums of at least 2 years if the payment term is equal to 5 or 7 years; else at least 3 years premium.

Final Words

Thus ICICI Prudential Life Insurance provides a great benefit to you and your family. All the financial requirement to live a blissful life is solved keeping both your present and future safe. So, hurry up and secure your world with ICICI Prudential Life Insurance

11 thoughts on “How ICICI Prudential Life Insurance can lead to a Happy Life?”

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  2. I liked your Article, especially “ICICI Prudential Insurance will Help You out this Pandemic” during this period of COVID-19. It is very important that you stay aware of everything.

    Indeed a Informative Article

  3. Thanks for providing the insights and outlining the various insurance options which now makes it easier for me to choose a scheme.

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